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Discover® More® Card- American Flag |
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Intro Rate |
Regular APR |
Annual FEE |
CardType |
0.00% |
11.990% |
$0 |
Reward - Cash |
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0% APR on Balance Transfers and Purchases for a Full 6 Months 5% Cashback Bonus? in Categories that Change Like Travel, Gas, Groceries, Restaurants and More Up to 1% Unlimited Cashback Bonus on All Other Purchases Automatically Turn Your Cashback Bonus Into Bigger Rewards by Redeeming for Gift Cards from Over 100 Brand-Name Partners Instant Response Within 60 Seconds No Annual Fee |
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Secured Online Application |
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The Discover® More® Card - American Flag, issued by Discover, is designed for those with very good credit who are looking for a cash reward credit card.
Through the reward program, cardholders earn a 5% Cashback Bonus® in categories such as travel, home, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and .25% for purchases made at select warehouse clubs and discount stores.
Those who spend up to $1,500 on general purchases will receive a .25% rebate, between $1,500 and $3,000 will receive a .5% rebate, and over $3,000 will receive a 1% rebate.*
As an added bonus, cardholders can earn up to a double Cashback Bonus® when redeeming their rebates for gift certificates from participating Discover® Card Partners. There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account remains active within a 36-month period.
Aside from the rewards program, the card also provides several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services.
The Discover® More® Card - American Flag card has no annual fee and features an attractive 0% introductory APR on purchases and balance transfers for 6 months. The APR for this card is reasonable, although it is important to note that only higher qualifying applicants will receive the lowest rate available.
Therefore, those who plan to spend at least $3,000 a year (to earn the 1% cash rebate), plan to use their Cashback Bonus® award at participating retailers (to earn double cash rebates), and plan to pay in full each month after the introductory rate expires (to avoid costly finance charges) will benefit most from what the Discover® More® Card - American Flag has to offer.
*It is important to note that like many cash rewards cards, the highest rebate offered will not apply to all purchases made with the credit card. In this case, 1% will be applied only to those purchases made after the cardholder spends over $3,000 in one year; so the overall cash rebate earned will be less than 1%, depending on the amount spent. For instance, if the cardholder were to spend $4,000, only $1,000 of this amount would be applied towards the 1% rebate. However, this does not take into account any promotional offers or the full 5% Cashback Bonus® award.
Review date: 2010-02-25 00:00:00 |
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Important Notes:
*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 11.99% - 18.99%.
See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ?Apply Here" button, you can review the credit card terms and conditions on Discover?s website. |
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